On Monday, June 22 St. Charles City-County Library Branches will open our doors and return to in-person Library service. Learn more here. Note: Due to recent flooding, the Kathryn Linnemann Branch remains closed.

Consumer Health -


Answers to your questions about new health insurance rules

Learn about the Health Insurance Marketplace & your new coverage options under Obamacare

Beginning January 1, 2014, most Americans will be required to have health insurance coverage. The Missouri Health Insurance Marketplace (at Healthcare.gov) allows you to shop for health insurance coverage and get financial help.

The Missouri Health Insurance Marketplace is open for special enrollment now. Open enrollment begins November 15, 2014. 

Medicare recipients: your coverage and enrollment will not be affected by this law. Read more here

Getting to the missouri Marketplace

Missourians can access the Missouri Health Insurance Marketplace by visiting www.healthcare.gov. Here you can shop for plans, compare options, see if you qualify for financial assistance, and enroll in a plan. 

A toll-free call center is available 24 hours a day, seven days a week. Individuals and families can call 1-800-318-2596 (TTY: 1-855-889-4325) to talk to a person who can help. Small businesses can call 1-800-706-7893 (TTY: 1-800-706-7915).

Live Chat also available @ Healthcare.gov or CuidadoDeSalud.gov

Enrollment Assistance  

In person assistance can be found through the licensed Patient Navigator organizations* listed below. Local Navigators may also be found by calling the Healthcare.gov hotline: 1-800-318-2596


* Patient Navigators are licensed and paid through federal funding. Navigators in Missouri must also be licensed by the state. Patient Navigators are not allowed to charge for their services or accept money from you to pay for your coverage in the marketplace. To check a license, click here

To read more about how to protect yourself from insurance fraud, read Attorney General Koster's Press Release

help @ your library

The St. Charles City-County Library District has the tools you need for enrolling in the Health Insurance Marketplace. We offer:


Helpful Tools Printable Forms

Find in Person Assistance Near You (from Healthcare.gov)

Calculate costs for you or your family (from the Kaiser Family Foundation)

Calculate costs for your small business (from the Small Business Majority)

Health Law Helper: Find answers based on your family's situation (from Consumer Reports)

Exemption from Fees (from Healthcare.gov)


Printable Application Form for Individuals

Other Forms (from Centers for Medicare and Medicaid) 

Marketplace application checklist (from the Centers for Medicare and Medicaid)

Choosing a Health Plan (from the Centers for Medicare and Medicaid)


New! Premium Tax Credit Information from irs.gov
More answers

Below are links to trusted government websites where you can find unbiased answers to your questions about the Health Insurance Marketplace


Centers for Medicare and Medicaid Services

‚ÄčInternal Revenue Service Learn about premium tax credits, subsidies, and penalties


The following organizations are supporting health reform education. The Library District does not formally endorse the missions of these organizations, but has found their information to be credible

Kaiser Family Foundation Find information about Health Reform at a national level

Cover Missouri Coalition Find information about how the Affordable Care Act will impact Missourians

Small Business Majority Find information for small businesses and the SHOP Marketplace